Loans

State Bank has the loans you need for the things you want. Enjoy competitive rates, flexible terms and a convenient application process. Experience top-rated customer service when you partner with a member of our lending team. Most of our loan decisions are made locally.

Scott Goeddel

Vice President - Relationship Manager

NMLS # 452434

Branch: (618) 939-7194

Direct: (618) 939-7221

Email: sgoeddel@sbw.bank

North Pointe Branch
885 N. IL 3
P.O. Box 148
Waterloo, IL 62298

Business Hours: 08:00 AM - 05:00 PM Monday - Friday

Longtime lender Scott Goeddel has worked with countless families, farmers, and business owners throughout Monroe County. Whatever your lending needs may be, Scott can help make your dreams a reality.

Need a loan?

Find out how much you can afford by getting preapproved or apply to refinance your existing mortgage.

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Find the best loan option for you:

We offer a variety of loan options to choose from including fixed rate mortgages, adjustable-rate mortgages, and construction loans. Our Relationship Managers can explain each program and help you decide which best meets your needs.

Have additional questions?

A Relationship Manager is always just a call or email away. Please call us at (618) 939-7194 in Illinois or at (314) 904-3268 in Missouri or email us at mortgage@sbw.bank.

Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

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